It’s Time.

TO GET FINANCIALLY FIT.

We know all the excuses. Heck, we’ve used them.

Plain and simple, getting financially fit can be hard. Sometimes, the hardest part, is just getting started.

So here’s a few simple steps to help get you going.
You can do this.

SET UP YOUR ACCOUNTS

CHECKING
AND SAVINGS

Start the process by opening a checking AND a savings account. This is a major part of the plan.  Having both accounts at the same bank is the most convenient way to manage your spending and saving.

After you get your accounts set up, be sure to take advantage of convenient tools and solutions like online/mobile banking and Card Valet.

OPEN

CHECKING ACCOUNT

OPEN

SAVINGS ACCOUNT

SET UP

ONLINE BANKING

COMPARE

CHECKING ACCOUNTS

COMPARE

SAVINGS ACCOUNTS

STEP 1
ESSENTIALS

SET UP ONLINE BANKING

 

Free, convenient, and secure 24/7 online access to nearly every aspect of your accounts including:

  • Real-time account balances
  • Transaction and account history
  • View check images
  • Stop payment on a check
  • View all of your Southern Bank accounts
  • Send us secure electronic messages

Ask us about connecting secondary accounts – such as HSA’s, IRA’s and more – to your online banking account.

  • Transfer funds between Southern Bank accounts and external accounts
  • View most outside account balances, such as 401k, major credit cards, and other financial institutions
  • Download account information to QuickBooks, Quicken, or Microsoft Money

 

GET OUR APP

 

Download the Southern Bank Mobile Banking app for secure, convenient access to your accounts, anywhere you go. Check available balances, view transaction history, and more! Nothing is more convenient than a dedicated banking app, allowing you to securely log in to your accounts and bank on the go.

 

 

GET CARD
VALET

 

By downloading the Card Valet app, you’re always in control of your debit card activity. Turn cards off and on, set thresholds, monitor transactions, and more! Plus, it’s customizable to your preferences! Send alerts directly to your phone each time a purchase is made from your card, so you don’t have to worry about card fraud anymore!

 

 

BUDGET
SAVE
MANAGE
GROW

ORGANIZE YOUR LOANS

SHRINK YOUR DEBT

 

The largest bill a family has is their monthly mortgage payment. Whether you are taking out your first home loan or you are refinancing your existing loan, you want to make sure that you have the best rate.

Southern Bank offers competitive rates, and with all of your accounts in one place, you can easily make payments from your checking account and avoid transaction hassles. Managing your debt is key to being financially fit.

FIND A LOAN OFFICER

CHECK OUR RATES

MORE ABOUT MORTGAGES

STEP 2
ESSENTIALS

USE MY SPENDING BUDGET TOOL

Monitor your spending to better manage your money. From your online banking dashboard, you can easily see how you’ve spent over time and where your money is going. Set up custom alerts to notify you when your spending begins to exceed your budget.

UTILIZE ONLINE BILL PAY

Make unlimited one-time or recurring payments easily, schedule payments in advance, and set up reminders and notifications. No more mailing a payment and hoping it gets there on time, plus save money on postage and checks. Free with Kasasa accounts.

Tip: Making loan payments is as simple as transferring money from your checking account. You can easily schedule your regular payments or make extra principal payments.


MAXIMIZE YOUR SAVINGS

STAY On COURSE FOR THE FUTURE

 

Making a savings plan and sticking to it is the best way to build financial fitness for the future. When you have extra money saved, stay in shape by putting it away in one of these additional savings accounts.

EXPLORE YOUR IRA OPTIONS

GET A MONEY MARKET ACCOUNT

CHECK OUR COMPETITIVE CDS

STEP 3
ESSENTIALS

SET UP DIRECT DEPOSIT

Build your balance or have access to your paycheck automatically! Having
a portion of your paycheck deposited directly into your retirement or additional
savings account is a great way to increase your savings quickly.

 

TURN ON MOBILE DEPOSIT

Deposit checks into any of your Southern Bank accounts by simply snapping a picture of the check. Contact us to enable this feature for free on your accounts!

GET FIT

WITH SOUTHERN

Find out how Southern Bank can help you meet your financial goals

Check our Social Channels for More Financial Fitness Tips

© Southern Bank | All Rights Reserved | www.BankWithSouthern.com